Casa, domus, residence, home. Chances are this is your biggest investment. A homeowners policy provides you with financial protection in the event of a disaster or accident involving your home.
A standard homeowners policy insures your home's structure (house), and your belongings in the event of a destructive event, such as a fire. In addition, homeowners insurance policies coverage includes your liability—that is, legal responsibility—for any injuries and property damage to others caused by you or members of your family.
Insurance for condominiums generally covers your belongings, liability and certain parts of the interior structure as defined in the by-laws or proprietary lease.
Renters insurance provides personal property and liability protections to those who don't own their home.